CMG Financial Solutions™

CMG Financial Solutions™ › Commercial Bankers

For commercial bankers

A borrower with a problem. A solution you can point them to.

You see the problem first. The bank can’t do the work, and the owner usually can’t do it alone. CMG FS takes the referral, does the work, and the borrower comes back to you stronger.

What we hear

Your concerns, answered.

I have no one to send them to.→

Now you do. CMG FS takes the referral and does the work.

They won’t listen to the bank.→

They will listen to an objective read of their own numbers, benchmarked against their industry and completed by a seasoned professional.

I can’t be seen running the borrower’s business.→

You aren’t. You make an introduction. The owner decides and works with CMG FS directly.

It’s another expense for a stretched borrower.→

The better question is whether they can afford not to do it.

Recognize these?

When to make the call

Statements lateTwo periods running, or they keep changing
A covenant tripsOr is close to tripping
A request with no planGrowth, equipment or a bigger line
Revenue up, cash downGrowth funded from operations
ForbearanceHeading into it, or asking to extend
A good company declinedNot bankable today, but could be
An owner who wants to sell or transitionReady to sell, pass to family or management, or set up an ESOP, so it’s worth more and the credit transitions cleanly.

Most owners aren’t ignoring the problem. They lack what it takes to fix it alone.

ExpertiseKnowledgeCapacityExperience
How the work runs

CMG FS does the work on CMG 360™. It scores seven domains of the business against industry benchmarks and turns the results into a prioritized plan and monthly reporting. The optional Lite flags it, the Assessment names it, and the Monthly fixes it.

How CMG 360™ works
We turn Random Excellence™ into Deliberate Excellence™.
Random Excellence™ is being world-class at one thing while failing at everything else. We build the plan, the numbers and the discipline so the business performs across all seven domains, by design.
How it works for you

Three steps.

1You make an introduction

Nothing more, and nothing for the bank to run.

2The owner decides

Engages CMG FS directly and owns the work.

3What the bank gets back

A better-performing business, and the stronger credit and bigger relationship that come with it.

Go deeper

Want the full story?

The book walks through it page by page. It opens on its own site, in a new tab.

Have a borrower in mind? Let’s talk it through.Pick a time for a 30-minute conversation with Don King, or call 770.364.2201.